Size and complexity
Your turnover, the number of transactions going through the books, and how many companies or bank accounts we look after.
Pricing
Priced around your business, not a package.
Every business needs something different from its finance function, so we don't sell fixed bundles. You get one fixed monthly fee, built from what you actually need and agreed with you before we start.
How we price
Four things shape your fee.
The services you choose
From bookkeeping and VAT through to management accounts, credit control and cashflow forecasting. You only pay for what you use.
Volumes and frequency
How many people are on payroll and how often they're paid, plus how often we run supplier payments and reporting.
Strategic support
How much CFO time you want for planning, board reporting, funding conversations and growth meetings.
One fixed monthly fee
Agreed in writing before we start
No hidden costs
An example
What a typical fee looks like.
Here's how a fee comes together for a growing business with £2m revenue.
Example fee proposal
Growing UK business
- BookkeepingDay-to-day transactions recorded and bank accounts reconciled
- VAT returnsPrepared and submitted to HMRC under Making Tax Digital
- Monthly payroll18 employees paid each month, with payslips and RTI submissions
- Supplier paymentsSupplier invoices checked and payment runs prepared for approval
- Monthly management report packProfit and loss, balance sheet, cashflow and KPIs, with commentary on what changed
- Forecasting and strategic planning meetingsRolling cashflow forecast, reviewed with you in regular planning meetings
Monthly fee
£1,200 + VAT per month
Compared with in-house
What the same work costs with your own team.
To cover the same services yourself, a £2m business would typically need a bookkeeper, a management accountant and some senior finance support.
In-house finance team
| Bookkeeper and payroll administratorFull time | £32,000 |
|---|---|
| Part-qualified management accountantFull time | £37,000 |
| Finance director support1 day a month at £800 a day | £9,600 |
| Employer National Insurance15% of salaries above £5,000 | £8,850 |
| Employer pension3% of qualifying earnings | £1,696 |
| Total a year | £89,146 |
| About | £7,429 a month |
Before recruitment fees, software, training, desk space, and cover for holidays, sickness and staff leaving.
All six services in the example above, run by an experienced team.
£14,400+ VAT a year
£1,200 + VAT a month
- No recruitment or HR
- No gaps when someone is off
- VAT on our fee is usually reclaimable if you're VAT registered
How we worked this out: salaries are UK averages from Reed (bookkeeper) and the Robert Half Salary Guide (part-qualified management accountant, mid-range). The finance director day rate sits within the £600–£1,100 range in FD Capital's 2026 guide. Employer National Insurance uses the 2026/27 rate of 15% above £5,000 a year, assuming your Employment Allowance is already used by your other staff. Pension is the 3% employer minimum on the 2026/27 qualifying earnings band of £6,240–£50,270. Your own costs will vary with location and experience.
Get your fee
Find out what your finance department would cost.
Book a free discovery call. We'll learn how your business runs and send you a fixed monthly fee, with no obligation.
Prefer email? enquiries@growth-cfo.co.uk